Dealing with roofing problems can be a pain. Homeowners insurance can help relieve some of the burden, but it's important to ensure you'll be covered. According to iRoofing, a roofing software provider, if your roof is older than 15 to 20 years, you could be disqualified from buying or renewing a homeowners insurance policy. If you end up needing to file an insurance claim, a roofing company can assist you. Keep reading to learn more about how your local roofing company can help you deal with complicated insurance claims in multiple ways.

Accurate Assessments

One of the first steps in dealing with roof damage is to assess the damage. A roofing company can determine how severe the damage is. They'll be able to tell you whether you need repairs or a replacement, too. This assessment is crucial to the insurance claim process.

Excellent Documentation

Word of mouth is rarely enough to file an insurance claim. A local roofing company will work with your insurance company to ensure you have everything you need before filing a claim. Roofing businesses will take the time necessary to provide a thorough damage report, photos, and anything else required to provide you with detailed documentation. This documentation will help maximize your claim and make it more likely for the claim to be honored on the first try.

Policy Assistance

Roofing companies may specialize in roofing, but experienced companies can provide you with a wealth of information regarding your insurance policy. They already know everyday things that are and are not covered by your policy. While many roofing companies are not insurance professionals, they'll help you if they can. Furthermore, our in-house insurance claim specialists are here to assist.

Written Estimates

An accurate, written estimate is essential when working with an insurance company. When you work with the right roofing company, they'll provide a comprehensive itemized estimate. This reduces the risk your insurer may be taking on, making your claim more likely to be granted quickly.

Strong Communication

Communicating with an insurance company can be complex. It can require hours sitting on hold, attempting to figure out your current insurance, and more. Most roofing companies with previous experience working with insurance companies can help handle that for you. They will communicate with companies to ensure you pay the least out-of-pocket. This additional help makes the entire process seamless.

After making repairs or replacing a roof, a local roofing company can provide additional documentation to show insurance companies the job was done per their requirements. We understand that sudden damage can be stressful. Contact Ameristar Roofing & Restoration today, and we can help you with your insurance claim and damaged roof.